Mobile payments are a fast and secure way to make purchases online and in person. When Interac Debit is your default payment in your mobile wallet, you’re in control of your budget… and you help make everyday purchases more convenient, fast, and secure. You can add your debit card to your phone, and make it your default, in a few quick steps.
Learn moreOnline & in-store payments.
Shop securely and conveniently using Interac® Debit both in-store and online.
Get the most out of your Interac debit card
Stay in charge when using your own money and simplify your everyday payments.
Pay at a retail store
Pay for groceries, dinner, or gas with one single tap of your digital wallet where accepted or a physical debit card. Enjoy convenient and secure everyday transactions.
Pay on transit
Pay adult transit fares easily where available with a single tap using an Interac debit card or Interac Debit on mobile. Safe payments for safe travels. *Currently available on select transit systems across Canada.
Want to know more about how to use Interac Debit?
Discover even more ways to improve your everyday payment experience.
Add Interac Debit to your phone, and forget your wallet
Always secure, always safe.
Your peace of mind matters. Discover the security measures we have in place with Interac Debit and learn how you can help keep your money safe and secure. We’re committed to helping ensure your in-store and online payments stay secure.
Protect Your PaymentsWhich financial institutions offer Interac Debit features?
Filter by Alphabet
A
- ABCU Credit Union
- ATB Financial
- Acadian Credit Union
- Accent Credit Union
- Access Credit Union
- Advance Savings Credit Union
- Affinity Credit Union
- Airline Financial Credit Union
- Aldergrove Credit Union
- All Trans Credit Union Limited
- Alterna Savings and Credit Union Limited [Alterna Savings]
- Assiniboine Credit Union
- Atlantic Edge Credit Union (formerly Eagle River Credit Union)
- Atlantic Edge Credit Union (formerly Leading Edge Credit Union)
B
- BCU Financial
- BMO Bank of Montreal
- Bay Credit Union
- Bay St. Lawrence Credit Union Limited
- Bayview Credit Union
- Beaubear Credit Union
- Belgian Alliance Credit Union
- Bengough Credit Union
- Biggar & District Credit Union
- Blackville Credit Union
- BlueShore Financial
- Bow Valley Credit Union
- Bruno Credit Union
- Bulkley Valley Credit Union
C
- CECC Credit Union
- CIBC
- Caisse Financial Group
- Caisse Populaire de Clare
- Calgary Police Credit Union Ltd.
- Cambrian Credit Union
- Canadian Western Bank
- Cape Breton Credit Union
- Carpathia Credit Union
- Casera Credit Union
- Christian Credit Union
- Churchbridge Credit Union
- Citizens Credit Union Limited
- City Savings Financial Services
- Coast Capital Savings Credit Union
- Coastal Community Credit Union
- Coastal Financial Credit Union
- Community Credit Union Limited
- Community Credit Union of Cumberland Colchester
- Compass Credit Union
- Compensation Employees Credit Union
- Conexus Credit Union
- Connect First Credit Union
- Consolidated Credit Union
- Copperfin Credit Union
- Cornerstone Credit Union
- Credit Union Atlantic
- Creston & District Credit Union
- Crossroads Credit Union
- Cypress Credit Union
D
E
F
H
I
K
L
M
N
- NBTA Credit Union
- National Bank of Canada
- Nelson Credit Union
- New Ross Credit Union
- New Waterford Credit Union
- Newfoundland and Labrador Credit Union
- Niverville Credit Union
- North Peace Savings
- North Sydney Credit Union
- North Valley Credit Union
- Northern Credit Union
- Northern Savings Credit Union
- Noventis Credit Union
O
P
- PACE Credit Union
- PARAMA Credit Union
- Pathwise Credit Union
- Peace Hills Trust
- PenFinancial Credit Union
- Prairie Centre Credit Union
- Prairie Pride Credit Union
- Princess Credit Union
- Progressive Credit Union
- Prospera Credit Union
- Provincial Credit Union
- Provincial Government Employees Credit Union
- Public Service Credit Union
R
S
- Salmon Arm Savings and Credit Union
- Sandhills Credit Union
- Saskatoon City Employees Credit Union
- Scotiabank
- Servus Credit Union Ltd.
- Sharons Credit Union
- Simplii Financial
- Souris Credit Union
- Southwest Regional Credit Union
- St. Gregor Credit Union
- St. Joseph’s Credit Union
- St. Stanislaus – St. Casimir’s Polish
- Steinbach Credit Union
- Stoughton Credit Union
- Stride Credit Union
- Sudbury Credit Union
- Summerland Credit Union
- Sunova Credit Union
- Sunrise Credit Union
- Sunshine Coast Credit Union
- Swan Valley Credit Union
- Sydney Credit Union
- Synergy Credit Union
T
- TCU Financial Group
- TD Canada Trust
- Taiwanese Canadian Toronto Credit Union
- Talka Credit Union Limited
- Tandia Financial Credit Union
- Tangerine
- Teachers Plus Credit Union
- The Credit Union
- The Energy Credit Union
- The Police Credit Union
- Thorold Credit Union
- Tignish Credit Union
- Toronto Municipal Employees’ Credit Union Limited
- Turtleford Credit Union
V
W
Find answers to common questions
Have any questions about Interac Debit? Get fast answers on our Support page.
FAQsLearn how to get the most out of your debit card.
Discover even more ways to improve your check-out experience.
How To’sSee how it’s used in everyday life.
Learn more about simplifying everyday transactions with Interac Debit.
See It in ActionDisclaimer
*For a list of compatible Apple Pay devices, see support.apple.com/en-ca/. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
*The Contactless Indicator is a trade-mark
of EMV Co. LLC. Used under license.**Google,
Google Pay and the Google logo are trademarks of Google INC.***All trademarks are the property of their respective owners.
Participation eligibility and suspension criteria
The below sets out a high-level summary of eligibility criteria for service participation and a summary of circumstances in which a Participant may be suspended from the service. In addition to the eligibility criteria summarized below, Participants are required to meet all the requirements (including technical requirements) found in the service’s governing documents. If your organization fits within the eligibility criteria below and would like to discuss participation in Interac’s services, please contact participation@interac.ca.
Interac Debit
The following entities are eligible to become Participants on the Interac Debit services:
Issuers: The following financial institutions are eligible to participate as an Issuer:
- a bank;
- a Central Cooperative Credit Society, a Cooperative Credit Association or a local cooperative credit society;
- a foreign bank operating at least one full-service branch in Canada;
- a foreign life insurance company;
- a trustee of a qualified trust; or
- a designated foreign financial institution.
Acquirers: Entities that operate card-accepting devices (contact and/or contactless) at the point-of-sale, which capture and transmit relevant data, needed to undertake a transaction to the Issuer.
Suspension:
Issuers and/or Acquirers can be immediately suspended where Interac determines that actions or omissions have resulted, or will result, in a material adverse effect upon the security or integrity of Interac Debit or a material financial loss to one or more Participants or Interac.A Participant may be suspended at a later date if Interac determines that the Participant is not in good standing and that immediate suspension is not required.