Fast and convenient mobile payments are an easy way to make purchases in person and online. Not only that, but it’s more difficult to lose your phone vs. your wallet (an estimated 2.9 million Canadians lose their wallet every year). In just a few quick steps, you can add your Interac debit card to a digital wallet to join the wave of Canadians who are ‘losing’ their physical wallets and instead making it even easier to pay.
Paying with Interac Debit with your phone is also a secure way to pay. Here, you can learn about the security features that protect you when you use Interac Debit, like tokenization, transaction limits, and the Interac Zero-Liability Policy offered through your financial institution^.
*Note that images and user screens displayed are for illustrative purposes only, appearance will differ based on the device you are using and your financial institution.
Before you begin, you’ll need:
- A Canadian bank account with a participating financial institution
- A debit card associated with your bank account
- A mobile device with a digital wallet
- An account with a mobile wallet service such as Apple Pay, Google Pay, or Samsung Wallet
Here’s what to do:
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Open your digital wallet app.
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Navigate to the button to add a card to your wallet.
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If there are multiple options of which type of card to add to your wallet, select the option that includes a debit card.
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Select the option to add a new debit card.
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Fill out your card details as instructed.
You may be given the option to take a photo of your card or to manually input your card details.
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Once you have confirmed the details of the card, press save to finish the process.
You may be asked to verify your payment card with your financial institution by email, text, phone, temporary deposit, or through your banking app. Select which option you prefer and follow the instructions.
How can you use Interac Debit with your digital wallet?
Now that you have your debit card loaded into your digital wallet, learn how to use it with Interac Debit.
Tap to pay when you’re out and about
Pay with Interac Debit in your digital wallet for coffee, meals, gas, and more — wherever you see the contactless payment symbol.
Learn more
Complete purchases online or in an app
Check out with a few clicks with participating merchants, and without filling out card details and address forms every time.
Learn more
Tap to pay for public transit
Did you know? You can use Interac Debit to tap and pay your adult fare in select cities? Tap the fare reader and go!
Learn moreLearn more about how Interac Debit helps you keep living your busy life, while staying secure and on budget.
*For a list of compatible Apple Pay devices see support.apple.com/en-ca/. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
*The Contactless Indicator is a trademark of EMV Co. LLC. Used under license.
**Google, Google Pay and the Google logo are trademarks of Google INC.
***All trademarks are the property of their respective owners.
^Conditions apply. Contact your financial institution for details.