Skip to main content

Smooth, safe shopping online and on mobile

Pay online and in mobile apps with your own funds using Interac Debit

Interac® Debit provides easy to use payment options when shopping with your own funds in your mobile apps or websites:

Interac Debit e-Commerce payments through digital wallets

Check out with your own funds when shopping on your mobile device – just like you do at the department store or local burger joint.

Simply load your debit card onto your digital wallet and you can pay in a few easy steps with Apple Pay* or Google Pay** at participating merchant mobile apps/websites. No need to type in card numbers or shipping addresses.

Get started

View details for your device and confirm if your bank or credit union offers Interac Debit e-Commerce payments through Digital Wallets.

How-To: Use Interac Debit with Apple Pay

  1. Add your debit card to your Apple wallet.
  2. Next time you want to buy something on a participating app or mobile site, place your order and proceed to check out.
  3. Select Apple Pay to use Interac Debit as the method of payment.
  4. Provide your authorization (touch ID) for the transaction to place the order.

How-To: Use Interac Debit with Google Pay**

  1. Add your debit card to Google Pay.
  2. Next time you want to buy something on a participating app or mobile site, place your order and proceed to check out.
  3. Select Google Pay to use Interac Debit as the method of payment.
  4. Provide your authorization (fingerprint, pattern, passcode) for the transaction to place the order.

Interac Debit e-Commerce payments through digital wallets is available on many Canadian merchants Apps and Websites, including the ones listed below:

Interac Debit online payments

We’ve brought the security we’re known for to the convenience of online shopping. With Interac Debit online payments, you’re making the actual payment through your bank or credit union’s online banking system – so you’re never giving your secure financial information to another party.

When you’re buying Mom’s gift or those shoes you’ve been wanting, feel confident that you’re paying securely with your own funds.

How to: Shop online with Interac Debit online payments

This is how Interac Debit for online payments works:

  1. At checkout, select to pay with Interac Debit and the merchant’s website will open up a gateway page with a list of participating banks.
  2.  Select your bank and login into your online banking.
  3. Once you’ve followed the steps, you’ll be redirected back to the merchant website.

Safe, secure, and the convenience of your own online shopping experience.

See if your Financial Institution gives you access to Interac Debit for online payments for offering merchants.

More questions? Head to our FAQ

Debit cards with two payment system logos

If your debit card has another payment company logo as well as the Interac logo, you won’t be able to use it for online payments. This is due to consumer protection guidelines from the government. Any questions about the removal of the online payments capability should be directed to your bank or credit union.

Leading digital security

Did you know that Interac has a leading global track record in reducing payment fraud? When you make a purchase with your mobile wallet, we replace your information with a token, so it’s never shared with a merchant or anyone else.

Learn More

The following financial institutions are currently offering the Interac Debit for online payments service:

Filter by Alphabet

A

C

L

T

*For a list of compatible Apple Pay devices see support.apple.com/en-ca/. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

*The Contactless Indicator is a trade-mark of EMV Co. LLC. Used under license.

**Google, Google Pay and the Google logo are trademarks of Google INC.

***All trademarks are the property of their respective owners.