Interac - For Merchants

 

Allow customers to shop online and pay
directly from their bank account

Interac Online allows your customers to pay for goods and services safely and securely through your website, directly from their bank account. It is a cost effective way to increase your sales and will integrate seamlessly into your online checkout process.If a customer prefers to pay with their own money directly from their bank account over using credit cards or prefers not to share their financial information online, they will love paying with Interac Online.

Allow customers to shop online
and pay directly from their bank account


Interac Online allows your customers to pay for goods and services safely and securely through your website, directly from their bank account. It is a cost effective way to increase your sales and will integrate seamlessly into your online checkout process. If a customer prefers to pay with their own money directly from their bank account over using credit cards or prefers not to share their financial information online, they will love paying with Interac Online.

Low-cost payment solution

When you offer Interac Online to your customers, you’ll benefit from the following:

  • No authentication costs – Financial Institutions authenticate your customers and process the transaction in real time. This provides you with the guarantee to fulfill the order right away.
  • Competitive fees – Interac Online is priced as a low cost payment method compared to other payment options.
  • Transparent pricing – Interac Online is charged at a flat fee, with no hidden caveats.
  • Lower PCI compliance costs – with Interac Online, there’s no private data to store, therefore, no cost to you.
  • No chargebacks – the funds are guaranteed once the financial institution authorizes the payment.

Secure payment solution

  • Interac Online offers you a real-time, secure online payment solution that leverages your customers’ financial institution’s online banking authentication.

  • Interac Online also offers your customers a secure solution for paying with their money online through their online banking. Since customers do not share sensitive financial information with you, your data retention costs can be lowered.

  • Interac Online uses state of the art fraud monitoring and detection system to protect consumers, merchants, acquirers and financial institutions against online fraud.

How to offer Interac Online as a payment option to your customers

To offer Interac Online to your customers, your first step is to contact a participating Acquirer or Payment Service Provider. It’s simple to implement. Whether you use a packaged solution checkout process or have your own, a participating acquirer or payment service provider will be able to guide you through the implementation process – from identifying options that best suit your business needs to implementing the Interac Online service. If your website is already accepting card based payments, you may have an existing relationship with one of the providers listed below.

How to offer Interac Online as a payment option to your customers

To offer Interac Online to your customers, your first step is to contact a participating Acquirer or Payment Service Provider

It’s simple to implement. Whether you use a packaged solution checkout process or have your own, a participating acquirer or payment service provider will be able to guide you through the implementation process – from identifying options that best suit your business needs to implementing the Interac Online service.

If your website is already accepting card based payments, you may have an existing relationship with one of the providers listed below.

Acquirers offering the Interac Online service

  • CT Payment
  • Sales
  • Phone: 1-877-341-8293 ext. 227
  • Email: sales@ct-payment.com

Third Party Payment Service Providers offering the Interac Online service

    • Bambora Inc.
    • Phone: 1-888-472-0811
    • Email: sale.northamerica@bambora.com

  •  

    • ClicShop
    • Sales Department
    • Phone: 1-877-768-7355
    • Email: sales@clic.net

  •  

    • DebitWay
    • Business Development
    • Phone: 1-877-332-4802
    • Email: interac@debitway.ca

  •  

    • Paysafe
    • Sales Centre
    • Phone: 1-866-826-8003
    • Email: sales@paysafe.com

  •  

    • POSconnect
    • Merchant Services
    • Phone: 1-416-479-0378 / 1-888-380-5413
    • Email: info@POSconnect.com

  •  

    • PSiGate
    • Phone: 1-877-374-9444
    • Email: sales@psigate.com

  •  

Participating Financial Institutions for in-app payments

The following financial institutions are currently offering Interac Debit on Apple Pay for in-app payments.
To learn more about how to use Apple Pay, please click here.

 

Interac Debit Headline to Grab User Attention

Fees

Interac Online is a service operated by Interac Corp. Interac Corp. does not directly charge fees to merchants. However, it does charge acquirers an Acquirer Service Fee for each Interac Online transaction, as outlined in the table below. The fees merchants pay are set by their acquirer or payment service provider, and may include other services. You can read more about fees here, or contact your acquirer or payment service provider for further details.

Interac Debit Headline to Grab User Attention

Merchant Guide

Interested in downloading our helpful Merchant Guide on getting started with Interac Online? Click here

Interac Debit Headline to Grab User Attention

Customer Commitment

Interac Online customers are protected by our Customer Commitment. Your online customers can expect protection for losses resulting from circumstances beyond their control, appropriate disclosure of information by their financial institution; and compliance with the Canadian Code of Practice for Consumer Protection in Electronic Commerce by you when you offer this as a payment option.