Interac Flash is Canada’s first contactless debit solution. It allows you to pay for everyday purchases quickly, securely and conveniently by simply holding your Interac Flash-enabled bank card in front of the reader at checkout. You can use it at merchants across Canada – wherever you see the Interac Flash logo.
Mobile Interac Flash brings secure, contactless debit transactions to mobile devices through your financial institution's mobile banking applications. Mobile Interac Flash builds on the existing functionality and security of Interac Flash contactless debit technology. It offers strong consumer protections such as transaction limits, passcode verification and zero customer liability. This means that Canadians, regardless of their mobile network, will be able to choose to use Interac Flash on their mobile devices as long as their financial institution supports mobile Interac Flash, their device hardware (e.g., NFC) supports it, and the mobile payment wallet application supports mobile Interac Flash.
Currently, both Scotiabank and RBC offer mobile Interac Flash as part of their mobile wallets. Also coming this spring, mobile Interac Flash will be available in Mobile Pay, a new service offered by Canada’s Credit Unions.
If you bank with the following financial institutions, you have Interac Flash contactless technology already featured on your Interac debit card.
Here's how to make an Interac Flash transaction using the contactless feature on your Interac debit card:
*The Contactless Indicator is a trade-mark of EMV Co. LLC. Used under license.
You go to great lengths to protect the things you love. With Interac Flash, you’re protected with transaction limits, periodic PIN verification, and zero customer liability.
The following financial institutions are currently offering Interac Debit on Apple Pay for in-app payments.
To learn more about how to use Apple Pay, please click here.