Send and receive payments with immediate confirmation. That means fast access to funds and better management of your liquidity.
Interac e-Transfer® for Business
Level up your business and simplify the way you manage invoicing, payroll, and deposits with an easy-to-use payment solution.
Ways to use Interac e-Transfer for Business.
Streamline employee, contractor, vendor, and customer payments with Interac e-Transfer.
It’s simple to manage payments to and from multiple recipients quickly and safely with Interac e-Transfer Bulk processing services.
Interac e-Transfer Bulk Payables allows you to send money to multiple recipients using an easy and secure file upload capability that supports commercial payments and high-volume transactions.
For more information, please contact your financial institution:
Interac e-Transfer Bulk Receivables makes it easy to invoice your customers or clients and receive guaranteed funds with no chargebacks. It also simplifies the process for anyone to transfer payments to your business.
For more information, please contact your financial institution:
Benefits:
- Comply with ISO 20022 global standards with rich remittance data, enabling interoperability for ease of integration between ERP systems/accounting applications.
- Payments are quick with no cut-off times for submission.
- High volume and limits for commercial needs, allowing up to 10,000 transactions per file with higher dollar value per transaction.
Bulk Disbursements allows you to make multiple payments at once via Interace-Transfer to streamline your payroll and supplier payment system.
For more information, please contact your financial institution.
Participation eligibility and suspension criteria
The below sets out a high-level summary of eligibility criteria for participation in Interac e-Transfer (the “Service”) and a summary of circumstances in which a Participant may be suspended from the Service. In addition to the eligibility criteria summarized below, Participants are required to meet all the requirements (including technical requirements) found in the Service’s governing documents. If your organization fits within the eligibility criteria below and would like to discuss participation in Interac’s services, please contact participation@interac.ca.
The following financial institutions are eligible to become Participants on the Interac e-Transfer service:
- providing regulated financial services in Canada as:
- a bank; or
- both a FINTRAC-registered Money Service Business and investment dealer regulated by the Canadian Investment Regulatory Organization;
- a Central Cooperative Credit Society, a Cooperative Credit Association or a local cooperative credit society;
- a foreign bank operating at least one full-service branch in Canada;
- a foreign life insurance company; or
- a trustee of a qualified trust.
Suspension:
Participants may be suspended from the Service where: the Participant no longer meets the Service’s participation criteria, the Participant has committed a material breach of its obligations, the Participant is in financial default, or the Participant is experiencing technical problems which prevent the Participant from properly participating in the Service.- providing regulated financial services in Canada as:
Participating Financial Institutions
Send payments in real-time with account number routing.
Receive payments in real-time with account number routing.
Participation eligibility and suspension criteria
The below sets out a high-level summary of eligibility criteria for participation in Interac e-Transfer (the “Service”) and a summary of circumstances in which a Participant may be suspended from the Service. In addition to the eligibility criteria summarized below, Participants are required to meet all the requirements (including technical requirements) found in the Service’s governing documents. If your organization fits within the eligibility criteria below and would like to discuss participation in Interac’s services, please contact participation@interac.ca.
The following financial institutions are eligible to become Participants on the Interac e-Transfer service:
- providing regulated financial services in Canada as:
- a bank; or
- both a FINTRAC-registered Money Service Business and investment dealer regulated by the Canadian Investment Regulatory Organization;
- a Central Cooperative Credit Society, a Cooperative Credit Association or a local cooperative credit society;
- a foreign bank operating at least one full-service branch in Canada;
- a foreign life insurance company; or
- a trustee of a qualified trust.
Suspension:
Participants may be suspended from the Service where: the Participant no longer meets the Service’s participation criteria, the Participant has committed a material breach of its obligations, the Participant is in financial default, or the Participant is experiencing technical problems which prevent the Participant from properly participating in the Service.- providing regulated financial services in Canada as:
Want to know more about Interac e-Transfer?
Unlock the full potential of Interac e-Transfer with helpful usage resources.
Secure Transactions
Interac e-Transfer for Business is secured by a robust set of security measures including multiple-factor authentication and secure passwords.
Protect Your PaymentsSee what financial institutions offer Interac e-Transfer features:
Filter by Alphabet
A
- ABCU
- ATB Financial
- Acadian Credit Union
- Accent Credit Union
- Access Credit Union
- Advance Savings Credit Union
- Affinity Credit Union
- Airline Financial Credit Union
- Alterna Bank
- Alterna Bank
- Alterna Savings and Credit Union Limited [Alterna Savings]
- Assiniboine Credit Union
- Atlantic Edge Credit Union (formerly Eagle River Credit Union)
- Atlantic Edge Credit Union (formerly Leading Edge Credit Union)
B
- BMO Bank of Montreal
- BMO Bank of Montreal
- Bay Credit Union
- Bayview Credit Union
- Beaubear Credit Union
- Belgian Alliance Credit Union
- Bengough Credit Union
- Biggar & District Credit Union
- Blackville Credit Union
- BlueShore Financial
- Bow Valley Credit Union
- Bruno Credit Union
- Buduchnist Credit Union
- Bulkley Valley Credit Union
C
- CIBC
- CIBC
- CTC Bank
- CUA
- Caisse Alliance
- Caisse Financial Group
- Caisse Populaire de Clare
- Caisse populaire Alliance Limitée
- Cambrian Credit Union
- Canadian Western Bank
- Cape Breton Credit Union
- Casera Credit Union
- Christian Credit Union
- Churchbridge Credit Union
- Coast Capital Savings Credit Union
- Coastal Community Credit Union
- Coastal Financial Credit Union
- Columbia Valley Credit Union
- Community Credit Union of Cumberland Colchester
- Community NL Credit Union
- Community Savings Credit Union
- Compass Credit Union
- Compensation Employees Credit Union
- Comtech Fire Credit Union
- Conexus Credit Union
- Connect First Credit Union
- Consolidated Credit Union
- Copperfin Credit Union
- Cornerstone Credit Union
- Creative Arts Financial
- Creston & District Credit Union
- Crocus Credit Union
- Crossroads Credit Union
- Cypress Credit Union
D
E
F
G
I
K
L
M
N
- NBTA Credit Union
- National Bank of Canada
- Nelson Credit Union
- Neo Money by Concentra Bank
- New Ross Credit Union
- New Waterford Credit Union
- Newfoundland and Labrador Credit Union
- Niverville Credit Union
- North Peace Savings
- North Sydney Credit Union
- North Valley Credit Union
- Northern Birch Credit Union Limited
- Northern Credit Union
- Northern Savings Credit Union
- Noventis Credit Union
O
P
- PARAMA Credit Union
- PC Financial
- Pathwise Credit Union
- Peace Hills Trust
- PenFinancial Credit Union
- Peoples Trust Company
- Polish Parishes Credit Union
- Prairie Centre Credit Union
- Prairie Pride Credit Union
- Princess Credit Union
- Progressive Credit Union
- Prospera Credit Union
- Provincial Credit Union
- Provincial Government Employees Credit Union
- Public Service Credit Union
R
S
- SBI Canada Bank
- Salmon Arm Savings and Credit Union
- Sandhills Credit Union
- Saskatoon City Employees Credit Union
- Saven Financial
- Scotiabank
- Scotiabank
- Servus Credit Union Ltd.
- Sharons Credit Union
- Shinhan Bank Canada
- Simplii Financial
- Solutions Banking – Freedom 55 Financial
- Solutions Banking – Great-West Life
- Solutions Banking – Investors Group
- Souris Credit Union
- Southwest Regional Credit Union
- St. Gregor Credit Union
- St. Joseph’s Credit Union
- St. Stanislaus – St. Casimir’s Polish
- Steinbach Credit Union
- Stoughton Credit Union
- Stride Credit Union
- Sudbury Credit Union
- Summerland Credit Union
- Sunrise Credit Union
- Sunshine Coast Credit Union
- Swan Valley Credit Union
- Sydney Credit Union
- Synergy Credit Union
T
V
W
Have More Questions?
Find Answers to Common Questions
Have any questions about Interac e-Transfer for Business? Get fast answers on our Support page.
FAQsLearn to use Interac e-Transfer for Business features.
Unlock the full potential of Interac e-Transfer and learn how to maximize its benefits for your business.
How To’sSee how it can help your day-to-day operations
Learn more about the practical features of Interac e-Transfer and how it can help your business.
See it in Action*Sending limits will vary by participant and accounts within each participant.