Interac - For Consumers

 

The smart secure way
to send your own money

Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another. All you need is access to online or mobile banking through a participating financial institution, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal financial information. It's a great alternative to cheques and cash.

The smart secure way
to send your own money


Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another. All you need is access to online or mobile banking through a participating financial institution, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal financial information. It's a great alternative to cheques and cash.

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Convenient

Transactions can be conducted anytime, anywhere via online or mobile banking.

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Easy

Only a recipient’s email address or mobile number is required to send money. No need to set up new accounts, user IDs or passwords – you’re already in online banking!

Interac Debit Headline to Grab User Attention

Secure

Money is transferred directly between financial institutions - without sharing any personally identifiable financial information.

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How it works

What financial institutions offer Interac e-Transfer?

You can use Interac e-Transfer at over 200 participating financial institutions.

BMO LogoCUCC LogoCIBC LogoDesjardins LogoNB LogoRBC LogoScotiabank LogoTD Logo

 

Full list of participating financial institutions


“I just wanted to contact you to say how much we enjoy using your service. Whenever we have a shift we cannot fill, we offer a $50 to $100 Interac e-Transfer as incentive to our staff. When we started using your service most of them had no idea what an Interac e-Transfer was, however now it’s become a regular practice! Great service!”

- Nathan Butcher, Director of Staff Operations, Montreal Institute of Swimming

Your Interac e-Transfer transaction is protected

Your money does not travel by email or text message – only notifications and deposit instructions do. Your financial institution and the recipient’s financial institution exchange funds using established and secure banking procedures. There are security measures in place to protect your Interac e-Transfer transaction. Learn more.

Your Interac e-Transfer transaction is protected

Your money does not travel by email or text message – only notifications and deposit instructions do. Your financial institution and the recipient’s financial institution exchange funds using established and secure banking procedures.

There are security measures in place to protect your Interac e-Transfer transaction. Learn more.

We're here to help.

Having trouble with an existing Interac e-Transfer transaction?