Interac - For Merchants

 

Make it easy for consumers
to access their money


When customers need cash in a hurry, they look for the closest Automated Banking Machine (ABM). As a merchant offering the Interac Cash service, you provide consumers with direct access to their cash, any time during your regular business hours.

Make it easy for consumers
to access their money


When customers need cash in a hurry, they look for the closest Automated Banking Machine (ABM). As a merchant offering the Interac Cash service, you provide consumers with direct access to their cash, any time during your regular business hours.

Finding the nearest ABM is easy using our online locator.

 

How Interac Cash works

To begin the transaction at an ABM, a cardholder first inserts a valid debit card and then follows these steps:

  1.  

    Enters their confidential Personal Identification Number (PIN).

  2.  

    Identifies the account from which funds should be withdrawn, and enters the amount to be withdrawn.

  3.  

    Presses the "OK" button to proceed with the transaction. 

Once the transaction is approved and funds are dispersed, a cardholder can print a record of the transaction.

ABM requests are securely passed through the Interac Inter-Member Network where a cardholder's financial institution verifies their PIN and funds before dispensing cash from your ABM.

 

How to offer Interac Cash to your customers

To offer Interac Cash through an automated banking machine (ABM), your first step is to contact a participating Acquirer or payment service provider. An Acquirer or payment service provider operates card-accepting devices, such as Interac Cash-accepting ABMs, which connect a user to the Interac network to process a transaction.

Contact one of our member Acquirers or payment service providers below for more information on ABMs, fees, and getting started.

How to offer Interac Cash to your customers

To offer Interac Cash through an automated banking machine (ABM), your first step is to contact a participating Acquirer or payment service provider. An Acquirer or payment service provider operates card-accepting devices, such as Interac Cash-accepting ABMs, which connect a user to the Interac network to process a transaction.

Contact one of our member Acquirers or payment service providers below for more information on ABMs, fees, and getting started.

ABM Surcharge Fees

Interac Association members may choose to apply a surcharge for transactions made using Interac services. A surcharge is a fee charged to consumers by the owner of the ABM terminal. If imposed, the surcharge amount must be properly disclosed to the customer, and the customer must be provided with the option of cancelling the transaction without cost if they do not wish to pay the surcharge. The amount of the surcharge is determined at the discretion of each ABM owner/operator.